KRU / SupportAnswers first

Help, without
the hold music.

Something's gone wrong

I lost my phone

Tell us straight away, from a borrowed phone if you have to. The sooner we know, the more we can do. There is more on the Security page.

Someone asked me for my PIN

Do not share it. Nobody from KRU will ask for your PIN or your password: not by call, text, WhatsApp or email. Tell us about the message so we can warn other people.

I sent money to the wrong tag

Contact us right away with the tag, the amount and the time. Payments land at once, so we cannot always pull one back, but the sooner you tell us the more we can do.

There's a payment I don't recognise

Write down the reference, the amount and the time, then contact us. The reference lets us find exactly that payment.

I can't sign in to my till

Check you are using the email or username on your KRU merchant account, then try again. Still stuck? Use the KRU app, or contact us and we will get you back in.

Taking a payment

How do I take a payment?

Sign in to your till on any phone or tablet, type the amount and tap Collect. Turn the screen to your customer. They scan the code with their KRU app, and the sale is done when your till shows the tick.

The code ran out before my customer scanned

Codes last two minutes. One that has run out charges nothing. Tap Collect again and a fresh code appears for the same amount.

Does the fee come out of my sale?

No. Your customer pays 2% on top of your price, so everything you charged lands in your balance. Charge J$1,000 and they pay J$1,020. Card payments are 2.9%. The whole list is on the Fees page.

Do I need a card machine?

No. Any phone or tablet with an internet connection is the till. Nothing to buy, nothing to rent.

Sending and paying

How do I send money?

Open the app, tap Send, enter the person’s KRU tag and the amount, then confirm. Check the tag before you confirm.

What does sending cost?

2%, paid by whoever sends. The person receiving always gets the full amount.

What's a KRU tag?

The name people pay you by, like @marcia_b. No account numbers and no branch. Anyone on KRU can send you money with just the tag.

Getting your money out

When does my money reach my bank?

Payouts run by themselves every morning at 9:00, seven days a week. Each transfer is a flat J$150, whatever the amount.

Where can I see every fee?

On the Fees page. Slide the receipt there to your own day and see what you keep.

Starting out

What is KRU?

A mobile wallet and a till, for Jamaica. Keep a balance, send money to anyone by their KRU tag, and pay by scanning a code. If you run a business, you collect by typing an amount and turning the screen to your customer.

What does it cost to open an account?

Nothing. No monthly fee and no minimum balance.

Talk to a person.

Put in whatever you have: the payment reference (it looks like KRU-1041-207000), the KRU tag involved, the amount and the time. With a reference we can find the exact payment.